Why Pension Justice?
For generations, New Jersey educators have paid into pension systems that are supposed to help support them in retirement after a career in public education. But for too many NJEA members, especially those hired in 2011 or after, reaching full pension eligibility no longer seems possible because of draconian changes made by Ch. 78 during the Christie administration.
Today, nearly half of all NJEA members are in Tier 5 of TPAF or PERS and that number grows every year. Members in Tier 5 must work far longer for a lower total pension, with harsh penalties for retiring before age 65, even for those who have 25+ years in the pension system.
Still other members are excluded altogether from TPAF and PERS and are forced into a savings plan called DCRP that provides no guaranteed income in retirement and no access to post-retirement medical benefits.
Become a Pension Justice Advocate
Members log in to your NJEA account to quickly sign up or continue as a guest.
Resources
- Pension Justice & Higher Ed - FAQ
- What is a Pension Justice Advocate?
- Pension Justice 10 Minute Meeting
- Pension Justice! What happens if I leave in education prior to being eligible for retirement?
- Pension Justice! When can I retire and how is my benefit calculated?
- Palm Cards - Please contact your UniServ office to order these cards
- Slideshow: Understanding pension tiers and DCRP
- DCRP for members not eligible for TPAF & PERS
- What is DCRP and how does it affect the pension system?
- How the Pension System DIVIDES Us
- Pension Justice: Governor Murphy puts 4th FULL Pension Payment in the 2024-2025 Budget
- Pension Justice: Equity, Security, Dignity
- Facts you need to know about NJ's Pension System
Recursos
- Equidad En Las Jubilaciones Y Educación Superior - Preguntas Frecuentes
- ¿Qué es un activista de la jubilación?
- ¿Cuándo me puedo jubilar y cómo se calcula mi beneficio?
- ¿Qué sucede si dejo una carrera profesional en el área de la educación antes de ser elegible para recibir jubilación?
- DCRP para miembros no elegibles para el TPAF y el PERS
- Qué es el DCRP y cómo impacta en el sistema de jubilaciones?
- De qué modo nos DIVIDE el sistema de jubilaciones
- El gobernador Murphy incluye su cuarto pago COMPLETO de jubilaciones en el presupuesto 2024-2025
- ¡Equidad en las Jubilaciones! Equidad, Seguridad, Dignidad
- Datos que necesita conocer del Sistema de jubilaciones de NJ
- Tarjetas Palm: comuníquese con su oficina de UniServ para solicitar estas tarjetas